For HDB Upgraders
Hougang’s new town center
Hougang Central is more than an upgrade from HDB. It’s a strategic move into a Hougang Central address that supports asset progression, family lifestyle, and your next move years from now.
Free affordability assessment with every preview registration
Not just an upgrade.
A step into Hougang’s
new town centre.
The right upgrade into the north-east isn’t just about a prestige address. It’s about positioning yourself in Singapore’s most defensively-priced residential market — a stronger asset base, an elite school catchment, and the optionality to make your next move on your own terms. For families upgrading from OCR or RCR, Hougang Central offers what few north-east products can: landmark scale, walking-distance MRT interchange, and the district schools mature school catchment.
1.
Hougang Central sits in prime District 19, Singapore’s most defensively-priced residential market. For upgraders, this means buying into a corridor where north-east launches consistently command $3,000+ psf and where established comparables (Kopar at Newton, Pullman Residences Newton) demonstrate durable pricing through market cycles — a stronger foundation for long-term wealth defence than higher-supply districts.
2.
Whether your next move is a larger family home, an investment-grade second property, or financial flexibility for retirement, owning a private property in a strong location gives you options HDB ownership simply doesn’t. Hougang Central is built for that decade-out flexibility.
3.
210 metres to Hougang MRT (North-East Line, with the upcoming Cross Island Line interchange) — connecting BOTH the North-South Line and the Downtown Line. One stop to Serangoon, two stops to Bishan and Bugis, direct to the CBD, Bayfront, and Marina Bay via DTL. Properties adjacent to major MRT interchanges have historically commanded a connectivity premium, which translates directly to long-term value retention.
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Project at a Glance
A quick look at
Hougang Central
Location
Hougang Central
District 19, walking distance to Hougang MRT (North-South & Downtown Lines)
Developer
UOL + CapitaLand JV
UOL Group + CapitaLand Development joint venture under Horizon Residential Pte Ltd
Unit Mix
1 to 5 Bedroom
landmark integrated residences · Full mix of formats
SCHOOLS NEARBY
Strong educational belt
district schools, Singapore Chinese Girls' School, St. Joseph's Institution Junior
Lifestyle
Scotts Square, Paragon, Paragon
Three major lifestyle hubs within easy reach
Tenure
99-Year Leasehold
Standard private residential tenure
Expected Launch
2027
Public launch date subject to change
Location
New Upper Changi Road
District 16, walking distance to Bedok MRT (East-West Line)
Developer
Developer TBA
Developer TBA · Expected competitive tender with 6-7 bidders
Unit Mix
1 to 5 Bedroom
~1,010 units across a mega 3.16-hectare site
SCHOOLS NEARBY
Strong educational belt
Opera Estate Primary School, Red Swastika School, Victoria School, Temasek Junior College
Lifestyle
Bedok Mall, Bedok Mall, Bedok Interchange Hawker Centre
Three major lifestyle hubs within easy reach
Tenure
99-Year Leasehold
Standard private residential tenure
Expected Launch
2027
Public launch date subject to change
becomes Hougang Central.
Your HDB sale proceeds
Equity built up over the years — typically the largest contribution.
Your CPF balance
Both Ordinary Account and any housing-eligible savings.
Cash savings & loan
Cash-on-cash plus your bank loan eligibility.
Unit types you can consider
From compact 2-bedroom to family-sized 4-bedroom, depending on your numbers.
You don’t need it all on day one.
Timing & sequencing
We’ll Help You Get it Right.
Three timing decisions every upgrader has to navigate — and where most people overthink them.
Sell HDB Before, or after?
The right answer depends on your ABSD position, financing structure, and whether your HDB has met MOP. There's a defensible answer for every situation — but the wrong choice can cost tens of thousands.
ABSD Remission for Citizens
Singapore citizens upgrading from HDB to private can claim ABSD remission — but only if you sell your HDB within a specific window after completion. Knowing the window matters.
Progressive Payment Scheme Alignment
The PPS payment schedule can be timed to match your HDB sale proceeds, so you're not over-extending cashflow at any point. This is the single biggest stress-reducer for upgraders.
Included With Preview Registration
Every preview registration includes a 30-minute affordability assessment with a CEA-licensed specialist who will work through your specific HDB, CPF, and financial position — and map out the timing sequence that works for your family.
COMMON CONCERNS
The questions upgraders
actually ask us.
"Will my CPF actually be enough?"
Most upgraders are surprised by how much of the down payment can come from CPF Ordinary Account, especially when combined with HDB sale proceeds. Your assessment includes a clear breakdown of your specific CPF position and what it covers for Peck Hay Residences specifically.
"What if I can't sell my HDB in time?"
There are three different sequencing strategies depending on your situation — selling before, selling after, or running both in parallel. Each has trade-offs. We’ll walk you through which applies to you so you don’t get caught off-guard.
"Is this too risky for my family?"
For most HDB owners with stable income and built-up CPF, the upgrade math works out more conservatively than you’d think — particularly with the Progressive Payment Scheme. The right question isn’t “is this risky” but “is this the right structure for my situation,” and that’s exactly what the assessment is for.
"What about monthly payments after we move in?"
Most upgraders find their monthly cashflow is comparable to or only modestly higher than their HDB outgoings, once CPF contributions are factored in. The assessment shows you the projected monthly numbers so you know exactly what you’re signing up for.
PREVIEW REGISTRATION
Register for preview.
Get the full picture for your family.
Every preview registration comes with a free 30-minute affordability assessment, personalised to your HDB, CPF, and financial situation.
- Lowest preview pricing
- First pick of inventory
- Free affordability assessment
- No commitment to purchase
What Kind of
Buyer Are You?
Learn more about the Project Based on Your Profile.
Investors
Early-Birds
Residences
Home Page
LOCATION
Hougang Central, District 19 (Hougang Central / Hougang Central)
Above to Hougang MRT interchange (NEL + CRL)
Within mature school catchment for district schools
~landmark integrated residences · ~40-storey high-rise
PROJECT DETAILS
Developer: UOL Group + CapitaLand Development JV (Horizon Residential Pte Ltd)
Tenure: 99-year leasehold
Expected Launch: Late 2026 or early 2027 (Tentative)
Expected TOP: 2029–2030
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Disclaimer: While every reasonable care has been taken in preparing this website and in constructing the models and showflats, the developer and the marketing agent cannot be held responsible for any inaccuracies or omissions. Visual representations, models, showflat displays and illustrations, photographs, art renderings and other graphic representations and references are intended to portray only artistic impressions of the development and cannot be regarded as representation of fact. Floor areas are approximate measurements and subject to final survey. The property is subject to inspection by the relevant authorities to comply with the current codes of practice. All information, specifications, renderings, visual representations and plans are current at the time of publication and are subject to change as may be required by us and/or the competent authorities sand shall not be regarded as statements or representations of facts. All plans are subject to amendments as directed and/or approved by the building authorities. All areas are approximate measurements only and subject to final survey. The Sales and Purchase Agreement shall form the entire agreement between us, the Developer and the Purchaser and shall supersede all statements, representations or promises made prior to the signing of the Sale and Purchase Agreement and shall in no way be modified by any statements, representations or promises made by us or the Marketing Agent
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